Hana is a widow, and a mother to two young daughters. Sadly, she lost her husband to the war.
Whilst raising her children alone, the only income Hana had was from selling milk and milk products from her 5 cows. Today her main income is from agriculture.
Hana took a loan from this microfinance project to build a well on her land so she can provide water for her crops. The well has been a much needed addition to help her farm prosper and assist her income generation.
Part of the loan she used to buy seeds of different fruits and vegetables. Currently, she grows organic potatoes, beans and pumpkins to sell to her neighbors and in the market.
Hana wishes to buy a greenhouse one day.
Emma, also a war widow, from a small village in East Bosnia was forced to leave her village in 1993 during the war. Her house was burnt and her family all became refugees.
She has since returned to her village, and is trying to rebuild her house that was destroyed in the war.
Beside the house she also has land and her main source of income comes from agriculture. Emma has a greenhouse and a small chicken farm. She sells eggs as a part of her income.
In her greenhouse and her garden she grows: organic potatoes, beans, tomatoes, cucumbers and pumpkins. She sells all these vegetables to retrieve a decent income to sustain herself.
However, her main source of income is in the raspberries she grows and sells. This year, the price of raspberries has doubled, therefore, she has taken this microfinance loan to invest in raspberries, her chicken farm and to buy seeds for her greenhouse.
The difference between IWF and other organisations is that IWF will invest your donations and bring a sustainable return year on year and serve people indefinitely.
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